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Five Star Mortgage and Protection

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08445 888 920 or 01226 391299

  Independent Mortgage & Protection Advice

Independent Mortgage Advice

Independent Mortgage & Protection Advice

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There will be a fee for mortgage advice. The actual amount will depend on your circumstances but we estimate it to be £499.00.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

Five Star Mortgage and Protection is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Services Authority.

 

Some of the products/services shown above are not or may not be regulated by the Financial Services Authority.

 

Registered address: Five Star Mortgage and Protection, 6 Albion Close, Mapplewell, South Yorkshire, S75 6PJ.

Telephone: 08445 888 920.

Consumer Credit Licence - 617752.             ©Five Star Mortgage and Protection - 2009.

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Income protection is designed to replace your income the event of becoming unable to work due to long term illness or injury.

You would typically cover your income after tax and cover will usually continue until your normal retirement age. So if you became ill at the age 35, and intended to retire at age 65, then your income would be replaced for the full 30 years. This is different to payment protection which usually only covers repayments for 12 or 24 months.

You are also able to defer payment of the benefit until any employer benefits cease. The longer the deferred period can be then the lower the monthly premiums will be.

Income Protection

EXAMPLE PREMIUM

Income protection premiums vary greatly, depending on your occupation, how long you wish cover to last and how long you can wait until the policy begins to pay benefit, amongst other things.

Please contact us to discuss your requirements.
Income Protection Options
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Deferred period
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Amount of cover
Ÿ
Term of cover
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Indexation options
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and others

There are many things to consider when considering a new protection policy, all policy providers do not necessarily provide the same benefits. To find out which may be right for you, call 08445 888 920 or 01226 391299 to speak to an adviser.
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CIDD current as of Jan 2010.pdf

Important Information

income protection